مالك الخطر الشخص المسؤول عن إدارة خطر معيّن.
A risk owner is the individual accountable for managing a specific risk — monitoring it, ensuring controls work, and driving treatment actions to closure.
Clear ownership is what makes a risk register more than a list. Owners are alerted when a key risk indicator breaches or an action falls overdue, under the accountability set by the three lines model.
Rukn ERM puts risk owner to work in a live, mobile, bilingual risk program — aligned to COSO ERM 2017.
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